your partners on the journey

About Us

Since our inception in 1975, we have offered investment opportunities in residential real estate through three main channels: project development, project marketing, and client-focused brokerage.

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Working together for

Over 25 years in
Israeli real estate

Since our inception in 1975, we have offered investment opportunities in residential real estate through three main channels: project development, project marketing, and client-focused brokerage.


The team

Integrity and trust: the foundation of the relationships we’ve built with clients over the years, the cornerstones of our business, and the driving force behind our dedicated team.

Ari is the driving force behind Hold. His focus is to build growth by finding the most interesting opportunities the market has to offer. From seeking out prime locations for new projects to identifying new and exciting opportunities that promise long-term capital growth, Ari has the eye for recognising future success. Ari’s motto which underpins Hold is the customer is paramount and translates to Hold's personal care and attention in every small detail.

Ari Shapiro

Julian has over 25 years experience in sales and marketing. As Managing Director and head of Hold’s sales and marketing division, he provides expert advice on the Israeli property market, offering clients the benefit of new developments and existing properties across Israel.

julian Nathan

Managing Director
Economist and Certified MBA, Dor specializes in all the financing, economic and planning aspects of real estate transactions, following six years’ experience in a leading appraisal office.

Dor Hadad

VP Business development
With over two decades of expertise in Marketing, Communications, and Business Development, Nicci heads up the Marketing and Sales activities.

Nicci Raz

Head of Marketing
Diana brings over 20 years of international experience serving at C-level, managing operations and customer success. Her primary responsibility at Hold is managing investor relations. Diana has an M.Sc., MBA, M.A.

Diana Khinitch

Chief Customer Officer (cCO)
Limor manages Hold's finance team. She has over 20 years of financial management experience in various businesses and companies.

Limor Zur

Finance Manager
Dikla is Hold's dedicated customer account manager responsible for managing Hold's clients' bank accounts, collecting and transferring rental income and preparation of annual tax reports to the authorities.

Dikla Weizman

customer Account manager
Rubi graduated from Ariel university as a civil engineer and has worked in a wide variety of management positions in the execution of complex residential and commercial and employment projects. Rubi oversees the quality of workmanship and progess of all our developments.

Rubi Yaakov

VP of Engineering
Yoav manages all rental related activities associated with a new client portfolio. This includes finding and vetting new tenants for the properties then managing that relationship on behalf of our investors abroad.

Yoav Rosenblatt

Client Portfolio manager
Itai is responsible for the sound management of Hold's foreign clients' properties. This includes all maintenance requirements, liaising with tenants and monthly reports

Itai Mizrachi

Property Manager

Vision & Values

Hold’s vision is to help Jewish individuals living overseas deepen their connection with Israel and realize their dream of owning a home in the Holy Land while securing their financial future.

We are Professional
and Thorough

We pay meticulous attention to detail in all facets of our business. From a thorough analysis of each of our projects to the care we put into every design decision in every unit we sell and manage, and the way we conduct ourselves with our partners and clients.

Everything We Do
is Personal

We understand that buying residential property is extremely personal, and we handle it as if it were our own. We will only show you properties that meet your specific needs. We guide you through the process and represent your best interests at all times.

Integrity and Trust
Above All

Your interests are our top priority. Integrity and trust are the foundations of the relationships we’ve built with clients over the years, and these are the cornerstones of our business, and the force behind the success of our company. Your needs are our priority.

“We understand that buying residential property is extremely personal, and that’s exactly how we handle it, as if it were our own.”

Ari Shapiro


We are here to help you with any questions you may have

The answer is YES! A foreign investor can take out a mortgage of up to 50% of the purchase price, once 50% of the purchase price has been paid by the investor. It’s possible to get a mortgage in the currency of your choice (Shekels, Dollars, Euro, and Pound) for a period of up to 30 years or until the age of 80

The down-payment required by a foreigner purchasing property in Israel is 50% of the purchase price, which applies to existing properties. If, however, you latch on to the unstoppable growth in the Israeli property scene and look to buy a property that is part of a new development or a pre-construction project, between 15 – 20% will secure the deal, 35% -30% is then payable during the development cycle, and the balance of 50% is due on completion. This portion can then be financed from a mortgage.

Yes absolutely! A foreign citizen can open an account in any Israeli bank, and subject to the specific procedure, there are no substantial restrictions on opening such accounts.

When transferring funds the account holder will have to explain their relation to the account abroad from which the transfer is made. Guidance in this area will be key to making the process as smooth as possible.

Promotor / Realty fees 2%-5% plus VAT (17%)
Lawyer fees 1.5% plus VAT
Mortgage fees 1% – 1.5% plus VAT of the Mortgage amount
Independent engineer report if required NIS 2500 ( if required)
The purchase tax is 8% of the property- this scales up based on the purchase price
(Note – this is discounted for new immigrants buying a first home)

Building tax – this applies to buying a property still in the construction phase, and it is effectively an interest that the government allows developers to charge on any outstanding funds while the property is being built.

This applies to buying a property that is still in development phase.

The building index is a government published building tax, it is effectively interest that the government allows developers to charge on any outstanding funds.

If depends on the individual circumstance but if you are looking to invest in a property and there is no urgency to move in immediately, purchasing in a new development allows the flexibility of more time to come up with the 50% need to purchase the apartment. A qualified mortagge broker would need to be consulted on the best options for your circumstances.

You can a choose a fixed or variable mortgage option, and there are ways to tailor your mortgage terms to suit your future financial plans. This gives you the flexibility to choose the type of mortgage structure that suits you. But, like with all things, careful consideration should be put into the term of repayment, as there can be pre-payment penalties if it isn’t adhered to. You are also able to link your mortgage to a currency, which eliminates an element of risk.

As far as purchasing a property and applying for your mortgage, the entire process can be done remotely. This is done through lawyers and representative power of attorney to sign on your behalf, and this will also help you to open an Israeli bank account. You will need to provide qualifying tax returns from your originating country, a credit history report, as well as your passport and identification documents.

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